Ohio workers’ comp & experience modification rate
Ohio is one of a handful of states that has a state administered workers’ compensation system. The Bureau of Workers’ Compensation (BWC), established in 1912, is the largest state-operated provider of workers’ compensation insurance in the United States.An employer’s experience modification rate (EMR), which is determined by the BWC, greatly impacts workers’ compensation premium that an employer pays. If you have a safe organization, with little to no workers’ compensation claims, you will have a better
Heat Stress & Illnesses
We are well into the dog days of summer! Many of us may be thinking that fall (and cooler weather) are right around the corner. However, it is important we stay mindful of the hazards from the heat during these last few months. There are ways we can combat heat illness but let’s first take a look at how the body uses its’ own mechanisms. Normal body temperature is around 98O F and to achieve that temperature the body responds in the following ways: Activating sweat glands. There are anywhere from
Group-Rating Safety Accountability Letter 2021
RE: Group-Rating Safety Accountability Dear Employer: Each year Ohio employers have the opportunity to participate in BWC’s Group-Experience-Rating Program or Group-Retrospective-Rating Program. While these programs are not required, they do provide you with an opportunity to significantly reduce your workers’ compensation premiums, while increasing your awareness of safety and risk-management strategies. Workplace safety is an important component of these programs. To succeed in accident prevention, we
